Open the app, connect a wallet, and watch a live profile of your financial reputation take shape. FourPi builds a portable score from your on-chain activity—repayments, positions, liquidity, and volatility—plus optional off-chain data you choose to link. You decide what to share with granular permissions and can revoke access anytime. The dashboard breaks down what drives your score, highlights risks, and suggests concrete fixes like enabling auto-repay, smoothing cash flow, or diversifying collateral. A non-transferable credential captures your standing so you can carry it across networks and dApps without re-onboarding.
Ready to borrow? Head to the offer hub and see pre-qualified terms from partner pools tailored to your profile. Compare collateral requirements, rates, limits, and timelines in one screen. Use the simulator to test scenarios—"What if I repay in 14 days?" or "How much can I unlock if I stake X?"—then confirm with a single signature. FourPi schedules reminders, supports auto-pay from chosen wallets, and updates your score the moment repayments land. As your reliability grows, you unlock better terms and a tiered catalog of benefits: trading fee discounts, boosted APY on eligible pools, priority support, travel and lifestyle deals, and early access to token launches. Claim perks in-app and track progress toward the next tier with clear, actionable milestones. more
Building with FourPi is straightforward. Use the SDK to request a user’s permissioned credential, then apply score-based parameters—like LTV ceilings, deposit limits, or dynamic APR—without ever exposing raw financial data. Webhooks notify you when a user’s standing changes so you can adjust risk in real time. Zero-knowledge attestations prove a user meets your threshold (e.g., “Score ≥ X and 90-day clean repayment history”) while keeping sensitive details private. Spin up a test environment, run against sample profiles, and ship a safer lending, NFT rental, or access-control flow in days, not months.
For teams and creators, FourPi doubles as a trust layer. Gate community roles and premium content by reputation, run grant programs that prioritize consistent contributors, or distribute payments with milestone-based release schedules tied to on-chain performance. Individuals can plan smarter with weekly tasks: consolidate liabilities, set utilization targets, and auto-export reports to your finance stack. Getting started takes minutes: 1) connect wallets and optional data sources, 2) verify identity once, 3) review your score drivers, 4) pick a lending offer or perk bundle, 5) automate repayments and watch your terms improve. FourPi turns disciplined behavior into tangible outcomes you can use today—better access, better rates, and better rewards across the crypto apps you already rely on.
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